Boost Treatment Acceptance with

Flexible Patient Financing

Offer your patients instant financing through Dentulu Pay one application that checks multiple lenders automatically. You get paid upfront, patients pay over time.

  • No impact on patient credit score
  • Multiple lenders, one application
  • Approve patients up to $25,000
  • You get paid upfront
Start Offering Financing
Independent Dental Hygienist using technology with patient
Dentulu Pay patient financing
Powered by Alphaeon

One Application.
Multiple Financing Options.

A simpler way to help more patients say yes to treatment.

About Dentulu Pay — Powered by Alphaeon

Dentulu Pay is a smart patient financing platform built in partnership with Alphaeon, a trusted name in healthcare financing.

Unlike traditional financing tools that require separate applications for each lender, Dentulu Pay uses a single-application waterfall system that automatically checks multiple lenders to find the best option for each patient.

The result: higher approval rates, faster decisions, and more patients saying "yes" to treatment — with no additional work for your front desk team.

The Dentulu Pay Difference

One Application Changes Everything

Traditional financing can make patients start over when they are declined. Dentulu Pay creates a simpler, more seamless experience.

TRADITIONAL FINANCING

Separate Applications

  • Separate application for each lender
  • Patients reapply after a denial
  • More work for your front desk team
  • Potentially lost treatment opportunities

DENTULU PAY

One Application. Multiple Lenders.

  • One application starts the process
  • Applications cascade automatically
  • No repeated applications for patients
  • Less work for your front desk team

Why Offer Patient Financing?

More patients say "yes" to treatment when financing is available.

Increase case acceptance with patient financing
Increase Case Acceptance

Patients who can't pay upfront still need treatment. Financing removes the cost barrier and lets them move forward with recommended care improving outcomes and your production numbers.

Competitive advantage with modern patient financing
Competitive Advantage

Practices that offer seamless, modern financing stand out. Patients compare their experience with yours to every other office they've visited. Make financing feel effortless.

Improve dental practice cash flow with financing
Improve Cash Flow

You get paid upfront by the lender the full treatment amount, immediately. The patient's repayment schedule is between them and the lender. No collections, no delays.

Hassle-free Dentulu Pay integration
Hassle-Free Integration

No new hardware. No complex software. Dentulu Pay works through your browser on any device and integrates with your existing Dentulu platform. Setup takes one business day.

How Dentulu Pay Works

No complicated paperwork it's quick and seamless.

01
Patient Applies Through Your Link

Each practice gets a custom financing link. Patients apply through it in your office, on your website, or from home. The application takes under two minutes.

Patient applies through Dentulu Pay financing link
02
One Application Checks Multiple Lenders

Dentulu Pay's waterfall system automatically routes the application through multiple lenders. If the first declines, it cascades to the next without the patient reapplying.

Dentulu Pay checks multiple lenders
03
Patient Receives Financing Offers

Within minutes, the patient sees available options with terms, rates, and monthly payments. Your office controls which lender and offer is presented.

Patient receives Dentulu Pay financing offers
04
You Get Paid, Patient Pays Over Time

Once the patient accepts, you receive the full treatment amount upfront from the lender. The patient makes monthly payments directly to the lender.

Dental practice gets paid upfront while patient pays over time

Complete a 5-minute application to get your office approved across multiple trusted lenders.

Get Your Office Approved

What's Included for Your Practice

Everything you need to make patient financing simple, efficient, and easy to manage.

Instant patient pre-qualification
01

Instant Patient Pre-Qualification

Patients check eligibility with no credit score impact. Pre-qualify from your dashboard without patient involvement ideal for financial coordinators and pre-appointment preparation.

Quick eligibility checks with no credit score impact
High approval rates
02

High Approval Rates

Multiple lenders compete to finance your patients through the waterfall system. If one declines, the next automatically reviews. Approval amounts up to $25,000 for comprehensive treatment plans.

Multiple lenders. One streamlined application.
Dedicated onboarding and support
03

Dedicated Onboarding & Support

We handle setup and train your team. Dedicated support for financing questions, lender issues, and patient escalations.

Setup, training, and ongoing support
Practice dashboard
04

Practice Dashboard

Track patient applications, approvals, financing status, and disbursements in one place. See exactly what you're being charged no hidden markups.

Applications, approvals, and payments in one place
Marketing toolkit
05

Marketing Toolkit

Ready-to-use flyers, digital materials, and in-office promotion assets. Help patients know financing is available before they even sit in the chair.

Ready-to-use patient financing materials
Choose the financing offer
06

You Choose the Offer

Your office decides which lender and terms are presented to each patient. Full control over the financing experience.

Your practice stays in control

Get Started Simple Sign-Up Process

1

Complete Sign-Up Form

Quick registration takes about 5 minutes. Basic practice information and banking details.

2

Review & Sign Agreement

Transparent pricing and terms. No hidden fees. Review at your pace.

3

Start Offering Financing

Access within 24 hours. Custom financing link for your practice. Marketing materials ready to use.

Enroll Your Practice

Dentulu Pay vs. Traditional Financing

See how Dentulu Pay simplifies patient financing with one application, multiple lender options, and a seamless waterfall process.

Dentulu Pay CareCredit LendingClub Cherry
Applications per patient One One per lender One per lender One per lender
Denied? Next lender automatic Yes waterfall No reapply No reapply No reapply
Multiple lender options Yes No CareCredit only No LendingClub only No Cherry only
Max approval amount $25,000 Varies Varies Varies
Soft credit check for pre-qual Yes Yes Yes Yes
Office can pre-qualify patients Yes from dashboard Limited Limited Limited
Office chooses which offer patient sees Yes N/A N/A N/A
Already enrolled with other lenders? Keep them DentuluPay connects automatically N/A N/A N/A
Additional fees vs. current lenders None N/A N/A N/A
Practice gets paid Upfront Upfront Upfront Upfront

Already using CareCredit, LendingClub, or Cherry? You don't need to re-enroll. Dentulu Pay automatically connects to lenders you're already signed up with plus adds new options.

Dentulu Pay FAQ

Find answers to common questions about Dentulu Pay, patient financing, lender approvals, and practice setup.

Still have questions?

Our support team is here to help you understand Dentulu Pay and make patient financing easier for your practice.

Contact Support @ (888)-905-0226

Dentulu Pay is a smart, all-in-one patient financing platform that allows your office to submit a single application that automatically checks multiple lenders using a waterfall approval system. It increases patient approvals, streamlines your workflow, and eliminates the awkwardness of traditional financing conversations.

Those tools require a separate application for each lender, which can be time-consuming and frustrating especially if patients are denied. Dentulu Pay solves that with one simple application that routes through multiple lenders, increasing approvals and saving valuable time.

No. Once you complete the Dentulu Pay enrollment, it automatically connects you to all available lenders, including the ones you're already enrolled with. You don't need to reapply or re-enroll — everything is handled for you.

No extra fees. Dentulu Pay does not increase your lending costs in any way. The rates and fees you pay with existing lenders stay the same. In fact, Dentulu Pay enhances transparency by letting you see exactly how much you're being charged with no hidden markups.

No. Dentulu Pay uses soft credit checks for prequalification, so patients can check their options without affecting their credit.

Yes. Your office can prequalify patients right from your dashboard, without needing their phone or direct input. It's ideal for financial coordinators or pre-appointment preparation.

You do. Your office gets to choose the lender and offer that's shown to the patient. This puts full control in your hands and allows you to prioritize terms that work best for each case.

Patients can qualify for up to $25,000, making it ideal for comprehensive or high-ticket treatment plans.

Most approvals are instant or within minutes even when checking multiple lenders at once.

Yes. Dentulu Pay is browser-based and works on any computer or tablet no downloads, no complicated integration. Larger DSOs may request system-level integrations.

Dentulu Pay's waterfall process ensures that if one lender denies the patient, the application automatically moves to the next best option without the patient needing to reapply.

Yes. Dentulu Pay is fully HIPAA and PCI compliant. All patient and financial information is encrypted and securely stored, meeting or exceeding all regulatory standards.